A little background first—at this
time I currently have infertility coverage through the private insurance that
my work offers which is administered by Anthem BCBS. I have amazing deductibles and coverage and
have been so lucky that all of my infertility treatment has been covered over
the last 3-4 years. I am also a union
employee & insurance is a negotiated item that is part of our
contract. To make a long story short
& without going into too much detail, if our next contract passes, I will
be losing the infertility coverage portion of my existing insurance and will be
moved to a different plan still administered through Anthem, I'm about 99.9%
sure this WILL happen as of January 1st, 2018.
In addition to that, I still have
2 embryos frozen that are made up of my own eggs. I know most people would probably wonder why
I didn’t transfer those first before moving forward with donor eggs. Here is why…I was tired, so unbelievably tired,
of the failures. I felt like we were
just doing the same thing over and over again (6 times to be exact) and
expecting different results and it was never happening. So we kept those frozen and tried something
truly different and it worked.
Here is where the dilemma part
comes in—storage for our 2 OE embryos is $500 x quarter, realistically I could
do a transfer in November which would still be covered by insurance but the
storage alone would cost $1000 for the next 2 quarters. The storage for our DE embryos is only $435 x
year & these embryos are clearly the better choice of the 2 batches that we
have left (we have 5 frozen in GA). The
other part of the dilemma is that I have to be 100% done nursing before I can
start a cycle which is not something I want to do by November, I want to nurse
Georgia for a year which puts us into 2018 and the loss of the infertility treatment
coverage insurance.
I know this all sounds kind of
confusing and maybe a little bit like a pity party on my end since most people don’t
even have a lick of coverage to begin with, so I apologize if it comes off that
way, that is not my intention. I am just
so torn on what to do. Do we try another
cycle this year so that we can get one more in that is covered but sacrifice the
breastfeeding goal I was hoping for? Do
we discard the OE embryos have left and save ourselves $500-$1500 over the next
several months since the odds are NOT in their favor? What about trying naturally again? Our bodies can go through some amazing
changes from pregnancy and we were hoping to maybe give natural conception
another (short) shot.
This is where infertility
continues to suck even when you get on the other side of it. Is this the worst situation in the world to
be in? Heck no! It's just really putting me in a place where
I am kind of lost. If we weren't losing
the insurance here is what the sibling cycle would look like to me: Nurse
Georgia until February 2018, try naturally for 3-6 months, if no luck (which I
am NOT holding my breath for anyway) then plan a transfer for August 2018 when
Georgia would be 1.5 years old.
So from all of this here is what
I know
-my 2 OE embryos that are left
are inevitably going to be the worst of the 7 that we had originally.
-if we do decide to do a transfer
this fall it would be of an OE embryo
-I will only transfer 1 embryo at
a time so if we chose to cycle this fall and it failed we would still have one
OE embryo left to continue paying the $500 x quarter storage fee on
-any transfer after Jan 1st,
2018 will be 100% out of pocket
-DE embryos work (this is a
biggie)
-I have no emotional attachment
to my 2 OE embryos, after having Georgia I have learned that I don't care if I
ever have a "biological" child of my own.
I thought typing this out might
make it easier to figure out what to do, however it actually might just be more
confusing now. There are A LOT of
factors to take into consideration and we need to make a decision by Friday on
the 2 OE embryos that we have left here in Illinois. I hate that we have to make this decision and
it does kind of make me feel bad that we are considering discarding 2 potential
babies, but I think that is something that many of us are faced with when it
comes to left over embryos. This also is
just a reminder of how infertility continues to have an effect on our family
building plans and that it seems to be something that will continue to have an impact
on us for the next few years.